First time home buyers – Digital House Finder -Homes for Sale Seattle Area-

First-time Homebuyers

	I will . . .
>	Work at no cost to you!
>	Provide detailed listing information not available to the general public.
>	Negotiate the deal to save you money.
>	Guide you through the avalanche of paperwork.
>	Commit my time and energy to finding you the right home.

Your decision to buy a home is both a sound financial decision and a commendable achievement. As your real estate agent . . .

I will lead you through every step of the exciting home buying process.
I will help you define your "wish list" of features you want in your home, your neighborhood and your school district.
I will walk you through the mind-boggling financial details associated with buying a home, including understanding the various mortgages and home buying programs available to you.
I will monitor all new listings and alert you to new houses as soon as they are put on the market.
I will eliminate the stress involved with buying a home by putting my years of real estate experience to work for you.

Finding the perfect home is my business. Contact me today!

Today's Rates:

Mtg Loan

Rate

APR

30-yr Fixed	6.04%	6.24%
15-yr Fixed	5.73%	6.03%
1-yr Adj	5.29%	6.56%

* national averages

Mortgage Calculator:

Sales Price:		$
Down:		%
Interest Rate:		%
Term:		yrs

Monthly payment:		$

We lend in the following states: WA, OR, ID, NV, CA and have Affiliates in all 50 States. West Horizon Financial Inc. 510-MB-24616

	Related Links
	Digital Loan Store

News Headlines

* MOL = More or Less

Seattle Home Forum

Mortgage Relief Programs Aren't Helping Much
4/8/2008 1:00 AM
Up until now, state efforts to help distressed homeowners refinance have had negligible results. A new federal bill may give them additional tools. ......

Condo-Hotel Buyers See Investments Sour
4/8/2008 1:00 AM
Many investors who purchased condo hotel rooms during the real-estate boom are wishing they hadn't. Some frustrated owners are bringing these projects to the attention of regulators. ......

Five Questions to Ask Before Remodeling
4/8/2008 1:00 AM
Before you redo your home make sure you know how big a renovation you can afford and how long you will remain in your residence. ......

States Move Fast On Mortgage Aid
4/7/2008 1:00 AM
Local governments are acting more aggressively to help homeowners avoid foreclosure, frustrated by what they view as the federal government's inadequate response to the mortgage crisis. ......

FHA Loans Grow Costly As Banks Add Fees
4/7/2008 1:00 AM
Lenders that make loans insured by the Federal Housing Administration are adding costs and restrictions that make those mortgages more expensive for consumers and less widely available. ......

Selling History By the Square Foot
4/7/2008 1:00 AM
In a backlash against vinyl-clad McMansions developers are creating communities with houses that look like they were built centuries ago, but with modern trappings. ......

Fine Tuning the Picture On the Foreclosure Mess
4/3/2008 1:00 AM
It's not always easy to get an accurate sense of how many foreclosures there actually are and which U.S. locales are the hardest hit. June Fletcher explains why. ......

Seattle Home Forum

What commission for agent covers
6/30/2007 4:01 AM
Q: My cousin recommended that I use his real-estate agent to sell my home. This agent plans to do exactly the same things to sell my house........

Exemption on home when spouse dies
6/23/2007 4:00 AM
A reader writes: "I have been told that one way to retain the $500,000 joint (spouse) capital-gains tax exemption on the profit from the sale of your primary.........

Tips on finding real-estate agent that fits you best
6/16/2007 4:01 AM
A reader writes: "I am curious whether there is an unbiased rating system for real-estate agents. My wife and I are looking for a diligent real-estate.........

Shopping around for a mortgage worth the effort
6/9/2007 4:00 AM
A reader writes: "Please tell me what reliable bank or mortgage company would have the best lending rate for a 30-year fixed loan. I don't have time to.........

"Party wall" a good thing in condo building
5/29/2007 12:35 PM
A reader writes: "When shopping for a condo, what should I look for in the way of insulation R values, studs, sheetrock, etc., that would point to construction.........

Accountant can judge health of condo books
5/19/2007 4:00 AM
A reader writes: "I'm considering buying a condominium. Who can I go to who can examine the condo association's finances? If I could hire someone to do.........

Seniors want room for the RV, too
5/12/2007 4:00 AM
A reader writes: "How can we get developers interested in establishing affordable gated senior communities with homes that have an optional RV garage similar.........